Exactly what are your property loan objectives?
Let’s help get the true mortgage loan you got that right for you personally
Failure
Get yourself a call straight right straight back
From a of y our specialists that are lending
During the cell phone number or e-mail supplied right right here, even that we not send you marketing information by email if you’ve previously registered on a Do Not Call registry or requested. You agree we may make use of an auto-dialer to achieve you. You realize that you’re not necessary to consent to getting autodialed calls/texts as a condition of buying any Bank of America products. Any cellular/mobile cell phone number you offer may incur costs from your own service that is mobile provider.
Your prequalification
If you are a current consumer please register to Online Banking, if you don’t please indication in as being a visitor.
- Mortgages
- Refinancing
- Home Equity
Our mortgage loans — and low mortgage loan rates — are made to fulfill your unique house funding needs
Keep in touch with a financing professional at 866.466.0979 or schedule a consultation
Speak with a financing expert at 866.466.0979 or schedule a consultation
Today’s low mortgage prices †
Prices based on a $200,000 loan in ZIP code 95464
Payment Per Month $XXXX
Payment Per Month $XXXX
Payment Per Month $XXXX
Home loan prices legitimate at the time of date/time and assume debtor has exceptional credit (including a credit rating of 740 or more). Estimated monthly obligations shown consist of major, interest and (if relevant) any needed home loan insurance coverage. Supply interest levels and re re re payments are susceptible to increase following the initial fixed-rate period ( 5 years for a 5/1 supply, 7 years for a 7/1 supply and a decade for the 10/1 supply). Find the About ARM prices link for important info, including predicted payments and price corrections.
Prices based for a $200,000 loan in ZIP code 95464
30 fixed X. XXX yearper cent
15 Year Fixed X. XXX%
5/1 ARM Variable X. XXXper cent
30 Year Fixed X. XXXper cent
15 Year Fixed X. XXX%
5/1 ARM Variable X. XXXper cent
30 fixed X. XXX year
15 fixed X. XXX year
5/1 ARM Variable X. XXX
30 Year Fixed $XXXX
15 fixed $XXXX year
5/1 ARM Adjustable $XXXX
Home loan prices legitimate at the time of date/time and assume debtor has credit that is excellentincluding a credit history of 740 or more). Predicted monthly premiums shown consist of principal, interest and (if relevant) any needed mortgage insurance. Supply interest levels and re re payments are susceptible to increase following the initial fixed-rate duration ( 5 years for a 5/1 supply, 7 years for a 7/1 supply and 10 years for a 10/1 supply). Choose the About ARM rates bad credit in colorado link for important info, including predicted re payments and price corrections.
The interest on financing, indicated as a portion.
Annual portion yield (APR)
The cost that is annual of loan to a debtor. An APR is expressed as a percentage like an interest rate. Unlike mortgage loan, nevertheless, it provides other fees or costs (such as for example home loan insurance coverage, many closing expenses, points and loan origination costs) to mirror the full total price of the mortgage.
Points
A quantity compensated towards the lender, typically at closing, so that you can reduce the attention price. Also referred to as mortgage points or discount points. One point equals one % associated with the loan quantity (for instance, 2 points on a $100,000 home loan would equal $2,000).
Payment (estimated)
The projected payment includes major, interest and any needed mortgage insurance coverage (for borrowers with lower than a 20% advance payment). The re re payment exhibited does not consist of quantities for risk insurance coverage or home fees that will lead to a greater real payment. When you have an adjustable-rate loan, your payment per month may alter yearly (after the initial period) centered on any enhance or reduction in the London Interbank granted speed (LIBOR) index.
Fixed-rate home loan
A mortgage with an intention price that stays exactly the same when it comes to term that is entire of loan.